Our Mission

                     

Academy's mission is to be 1st CHOICE in delivering the dream of sustainable homeownership by inspiring hope and building prosperity in the lives of our Employees, Builders, Realtors, and the communities we serve. To accomplish this goal, we continue to do what we do best:

                             

  • We are 100% focused on retail mortgage banking.

                        

  • We deliver exceptional mortgage service.

                     

  • We are committed to responsible lending practices.

                                            

  • We hire and retain the industry’s best mortgage professionals.

                                                   

  • We provide market-leading mortgage solutions and tools.

I have been a mortgage professional for over 20 years. I have the expert knowledge in Conventional, FHA, VA, USDA Rural Housing, and other mortgage loan programs. My office in Chandler, Arizona has our own full-time underwriters, doc drawers, and funders to ensure we continue our goal to NEVER miss a closing. We ARE the bank as we lend our own money, which keeps our team involved throughout the loan process.

It is imperative that you INTERVIEW anyone you are consulting for assistance in the buying or refinancing process: How long have you been in the business? Are they a bank or broker? Do they have a local underwriter and funder in their office? Also, you should be able to get an interest rate quote in the first 5 MINUTES you speak to someone. Lastly, when mortgage shopping make sure to get quotes from your prospective lenders within the same hour of each other. With the volatile market, rates change daily, so be prepared for that.

Rest assured, the SpearsTeam will work hard to provide you with the most professional service available and make this a smooth and stress-free process. I am always available for questions, referrals, or anything you just want to check on!